Diversify Future Income Streams by Choosing between Traditional or Roth IRAs From Michael Kitces' Limits Of Tax Diversification And The Tax Alpha Of Roth Optimization. The Roth IRA and Roth 401k can be an incredibly attractive retirement vehicles, thanks to their...
How to Complete a Roth Conversion at Vanguard Lots of investors are converting Traditional IRAs to Roth IRAs at this time of year. If it's right for you, a Roth IRA can help provide tax-free income in retirement or help you maximize your estate for your heirs....
Power of Attorney documents are an integral part of your estate plan Power of Attorney documents are an integral part of your estate plan - both a Power of Attorney for health care and a Power of Attorney for finance. Power of Attorney gives someone you trust the...
My neighbors split many of their household responsibilities between the two of them – probably according to their likes and dislikes.
Some of our clients find that their hands seem to be tied when it comes to saving for retirement.
The client asked me: How do I know that you are working in my best interest? If you charge a flat fee instead of a percent of my assets, how do I know that you are incented to grow my assets for me? When I started my business I made a thoughtful decision to charge a...
Markets are in turmoil, should you get out (or get in)? When the financial markets are in turmoil and account balances start to fall, there can be a strong temptation to ask your financial advisor to “do something” to stem any perceived losses. Yet it is often the...
It’s understandable to have concerns about market volatility and its effect on your portfolio. The situation in the markets is certainly different this time. However, so far, it follows a pattern we’ve seen many times before and have successfully navigated over the...
PlumTree Financial Planning was designed to provide a different type of financial plan. We specialize in helping young professionals and their families make smart financial decisions and build plans to reach their goals. Our work together is collaborative. We start by...
Disability insurance pays some or all of your salary if you become disabled and are unable to work at your job.
The College Investor’s Definitive Guide to Student Loan Debt is out and it’s amazing.
529 Plans are available to everyone, there are no income limits, although gifting rules apply to the amount you can invest each year.