Knowledge Center

Weekend Reading from the past

Did you miss something?

Here are the past few weeks of WR – enjoy!

The articles we collect here are usually a little more in-depth than our usual posts on FB, Twitter and LI, so we save them for the weekend when you may have a little more time.


Changing Jobs? An IRA Can Move With You.

If you’ve started a new job and aren’t allowed to invest in the 401(k) yet, then it’s time to open and IRA and automate savings to it with each paycheck. The only item I don’t agree with in this article is the blanket idea of rolling over old 401(k)s (or 403(b)s, etc.) into an IRA. This can be a very useful tool, but, there are other options, like rolling your old 401(k) into your new one and keeping all of that money together. Know all of your options before rolling over any money!

Financial Considerations for the Student Doctor

Medical students tend to rack up hundreds of thousands of dollars in student loans. A nice paycheck does not always make this debt any easier to tame once you become an attending. Don’t learn these lessons the hard way, start learning basic finance skills while you’re still in school or internship.

Simplicity vs. Schwab’s Robo Portfolio

Allan Roth compares the performance of Schwab’s Intelligent Portfolios to his home-built simple, low cost portfolios (yes, one he built with his 8 year-old son). [Spoiler] I was disappointed to see that the simple portfolios won handily, I really wanted a robo solution that was easily available to investors of all sizes to be competitive. But, one caveat: this is a comparison of only 3 years, which is really not as thorough as it should be – especially for those with a longer-term view. We’ll continue to keep an eye on this to see how it fares in the future.

Everything You Need To Know About Student Loan Forgiveness

It’s a good thing you went to college, because this is complicated. Start reading this, you can get additional information at If you still need more assistance, give us a call.

Denny’s is Giving Away Free Grand Slam Breakfasts This Month

I had to put this in…it’s the weekend.

How Does a Roth IRA Work?

Traditional IRA or Roth IRA? Pay taxes now or pay taxes later? Generally, there are very few ways to get tax free income – here’s one of them.

How Do Investors Compare Index Fund Fees? 

Are you making emotional decisions about pricing instead of rational ones? Better choices could put thousands more into your pocket.

How to Leverage Credit Without Spending a Dime

Those of you out there with great credit can use it for all it’s worth. Be sure you are getting the lowest interest rates on those big loans and (surprise!) the best rates on car insurance.

Millions of lovers keep this a secret — and it could TORPEDO their relationships

If you think you’re doing your significant other a big favor by not telling them about that credit card or student loans debt, you’re wrong. The fact is that you are a TEAM now. You succeed when you outline goals together and develop a plan to get there. Be a Power Couple – start now.

Citizens Bank Student Loan Refinance Commercial

I love this commercial – it’s so true. We see clients every day who are hindered by their student debt. Some are even starting families and trying to save for their own children’s while still paying off their own. Here’s the thing: Citizen’s Bank has some great plans and some great rates, but, they’re not for everyone. If you’re currently in a federal plan and having some trouble paying your loan off, a refi may not be for you. Contact a financial planner with a background in student loans before you make any big changes. Here’s how to get in touch with us.

Backdoor Roth Strategy Still an Option

This can be a difficult strategy to explain, but, the results may be extra-ordinary. I think that Roth accounts are one of the best things to happen to retirement savers. After-tax money goes in, it grows there tax-free and there are no taxes to withdraw it in retirement. Beautiful. But, not everyone can open one due to income limitations. Here is the way to get your money into a Roth, no matter what your income is. Confusing? Call us.


There are still many deductions that you can take under the new tax law – charitable contributions and student loan interest to name a few. Understand the new rules before you make any tax decisions for 2018.


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