My epiphany was that everyone can really use a financial check-up with a professional financial planner, if necessary.
The one thing that they may not have taught you is the real-life skill of managing your personal finances.
I was at the gym yesterday when it came to me that picking a fitness regimen is a lot like building your financial plan.
You need a plan to know that your money is working as hard for you as you are for it.
How in the world do you tell someone how to invest their money if you have no plan – or worse yet, don’t understand the client’s plan?